Data Protection Policy

We, BFOR BANK, welcome you to our website. We value your visit and wish to make it as pleasant as possible. This involves the responsible processing of your data in full compliance with legal requirements.


1. Responsibility and Contact

The "Data Controller" within the meaning of Art. 4 No. 7 of the GDPR for the processing of your personal data on this website is:

BFOR BANK

Email : kontakt@bforbk.de

You can contact our Data Protection Officer (DPO) at the email address kontakt@bforbk.de or by mail at our postal address, specifying "For the attention of the DPO".

2. Provision of the Website and Log Files

When you visit our site, even without providing personal information, we automatically collect technical data to ensure its proper functioning:

  • Your IP address,
  • The pages and files accessed, including the date and time,
  • The URL of the previous page (referrer),
  • Information about your browser and operating system.

The legal basis for this processing is our legitimate interest (Art. 6 (1) (f) GDPR) in providing you with a stable, secure, and functional website. This data is generally deleted after seven days.

3. Use of Cookies and Similar Technologies

3.1 Consent Management Platform (CMP)

To collect, manage, and document your consent for the use of cookies, we use a Consent Management Platform (CMP). When you make a choice, the CMP records your consent status, the date, an anonymized version of your IP, and browser information. This processing is necessary to comply with our legal obligations (Art. 6 (1) (c) GDPR).

3.2 Essential Cookies

These cookies are essential for the technical functioning of the site (e.g., session management). Their use is based on our legitimate interest (Art. 6 (1) (f) GDPR) and does not require your consent.

3.3 Optional Cookies and Third-Party Services

These cookies help us improve our site and personalize our offers. They are only used after obtaining your explicit consent via our banner (legal basis: Art. 6 (1) (a) GDPR).

3.3.1 Google Analytics

If you consent, we use Google Analytics to analyze site usage. Google processes the data (anonymized IP address, pages visited, etc.) to provide us with statistics. This data may be transferred to the United States.

3.3.2 Google Ads & Remarketing

With your consent, we use these tools to measure the effectiveness of our advertisements and to provide you with relevant ads on other sites based on your navigation on our site.

3.3.3 Adobe Experience Cloud (Analytics, Target, etc.)

We use Adobe services for advanced customer journey analysis, A/B testing to improve the site, and personalization of marketing campaigns across various channels. This processing is based on your consent.

4. Contact and Communication

When you contact us, we process your data to respond to your request. If the request aims to conclude a contract, the legal basis is the performance of pre-contractual measures (Art. 6 (1) (b) GDPR). In other cases, we rely on our legitimate interest in processing your request (Art. 6 (1) (f) GDPR).

5. Your Rights as a User

In accordance with the GDPR, you have the following rights:

  • Right of access (Art. 15)
  • Right to rectification (Art. 16)
  • Right to erasure (Art. 17)
  • Right to restriction of processing (Art. 18)
  • Right to data portability (Art. 20)
  • Right to object (Art. 21)

To exercise these rights, please contact us. You also have the right to lodge a complaint with a supervisory authority.

Withdrawal of Consent and Right to Object

You may withdraw any previously given consent (e.g., for cookies) at any time. You also have the right to object to the processing of your data for reasons relating to your particular situation.

6. Social Media Presence

We maintain profiles on social media networks (LinkedIn, Facebook, etc.). When you visit these profiles, your data may be processed by the platforms for analysis and advertising purposes. We are jointly responsible with the platform for certain operations (e.g., page statistics), but the platform remains primarily responsible for the overall processing of your data.

7. Updates to this Policy

We reserve the right to adapt this privacy policy to ensure it always meets current legal requirements or to reflect changes in our services.

Last updated: April 2025